Tag: iphone 6

NFC technology in iPhone 6 is compatible only with Apple Pay

The latest smartphones from the company finally have near field communication tech, but its uses are limited.

For several releases, the tech universe had been expecting Apple smartphones to include NFC technology, but now that the iPhone 6 has arrived, and it does finally enabled with near field communication, it is being discovered that its uses are exceptionally limited compared to rival devices.

The near field communication technology will be compatible exclusively with Apple Pay.

At the same time that the devices were unveiled, so was the mobile payments service called Apple Pay, which uses NFC technology, also received its first moments in the spotlight. This allows the iPhone to be used in place of a credit or debit card at one of the many places across the country that accept this type of transaction. All that would be required to use the mobile device in this way is to tap it against an NFC-equipped terminal and then use the fingerprint sensor through Touch ID to verify identity and confirm the payment.

However, while other devices use NFC technology for a range of capabilities, this is not the case with the iPhone.

NFC Technology - AppleIt looks as though Apple is continuing to hold back its use of certain forms of technology that are already becoming rather commonplace in the mobile tech market. For a few years now, other NFC enabled mobile devices have been used for pairing devices, exchanging contacts between smartphones, or even sharing photos and other media files. Tags located in public places such as in shops give consumers the ability to tap their devices and receive information about products or obtain discount coupons that can be redeemed at the checkout counter with another simple tap.

Many of these tasks can be accomplished with other forms of short range communication tech, such as Bluetooth – such as pairing devices, for example, as is the case with the upcoming Apple Watch – but Apple has opted to restrict the use of NFC technology in its devices, at least for now, exclusively to its payments service. This move is reminiscent of the release of Touch ID last year, at which time people had come up with all sorts of potential uses for the way that the fingerprint sensor could be used, only to discover that it was meant only for unlocking the device and conducting a small number of tasks.

Will Apple Change the Mobile Payments Space?

Apple has taken its first official step into the world of mobile commerce with the introduction of the iPhone 6 and Apple Pay. The new iPhone will have a variety of features that make it popular with long term iOS fans, but it will also be equipped with an NFC chip that allows it to participate in mobile commerce. NFC support has been something that Apple customers have been wanting for a long time. When the iPhone 5 was unveiled, iOS fans criticized Apple for its lack of NFC support.

Apple Pay is meant to make mobile payments more convenient among consumers. Numerous financial institutions have announced their support for the service, which means that a lot of people will be able to use Apple Pay without having to open accounts with financial firms that they are not comfortable with. The service has also been embraced by numerous companies in the retail industry, which are beginning to grow more inclusive when it comes to mobile commerce. This is nothing new in the mobile space, however.

Mobile Payments Space - AppleWhen it comes to mobile commerce, many financial institutions and retail organizations embrace new services in order to connect with mobile consumers more effectively. This behavior is also common among consumers. People often embrace new services as they become available, but jump from one service to the next as they see fit. Apple Pay is not immune to this behavior, and if it cannot provide consumers with enough incentive to continue using it, people will find something similar, but more aligned with their interests.

Apple Pay has one thing that is working against it: NFC technology. Ironically, Apple had initially been leery of NFC because of its supposed lack of security. With the iPhone 6, NFC technology has been embraced by the company, but the device will not work with any other mobile payments platform apart from Apple Pay. This means that iPhone 6 owners will not be able to use their device’s NFC chip with any other NFC-enabled mobile commerce service.