Category: Mobile Security

5 Best Practices when Making Mobile Payments Online

If you want to order a burger today in the streets, there’s no need to reach for your wallet. The modern world of e-commerce ensures that paying for services or any products is seamlessly done from a single tap on your phone. Conveniences brought about by online shopping is also another factor behind the growth of these digital payments.

However, it’s important to understand that e-commerce and digital money transfer have their fair share of risks. Most payment platforms leave your details and other sensitive information unprotected from third parties. Therefore, ensuring good security habits when making mobile payments is the only safety precaution to protect your financial data.

Best Cybersecurity Practices for Online Mobile Payments

Though cyberspace transactions relieve you from physical money losses, there’s still a reason to take caution with your transactions. Opting for the best cybersecurity practices is the only assurance against losing your data and financial information to fraudulent hands. Below is our compilation of the safety practices you should employ when doing your transactions

Avoid Making Payments Over a Public Network

Situation: Making online transactions has tremendous exposure to risks (which you’re already aware of). The most significant risk among them is the disclosure of your data.

Problem: A public network is a goldmine for online hackers who are always looking out for the best ways to compromise your data. Since these networks are unencrypted and unsecured, any information entered on a public network can be easily picked.

Solution: Download a VPN to encode your online activity is your only guarantee of safety when using a public network. If you don’t have VPN protection, avoid logging in to sites with your sensitive information.

Limit the Usage of Your Debit Cards

Situation: When you get used to making payments through your debit cards, much of your information is left unprotected. This gets even worse if the transaction network lacks encryption for personal data safety.

Problem: As opposed to credit cards, debit cards are usually linked to your bank accounts. This puts you at significant risk if someone manages to hack your information. The hacker may authoritatively use the information to your detriment. Therefore, losing your money becomes easy.

Solution: It’s better to use credit cards and other forms of online payments for safety. This is because credit card companies can reverse any charge when a fraudulent site or transaction is established. Alternatively, it’s safe to ensure there is proper cyber safety if you can’t avoid debit cards.

Look for Secure Shopping Sites Only

Situation: The emergency of many online shopping sites and payment platforms is furtherance of more cyber insecurity. Not all of the sites and platforms bear the same safety guarantee levels. Therefore, the probability of finding yourself transacting on an insecure platform is quite high.

Problem: Your essential information is left unprotected on such a platform. Any moment your data is entered, hackers will have their way and possibly steal valuable information.

Solution: Stay alert and learn how to identify secure sites for online transactions. Encrypted and safe sites usually have their addresses start with ‘HTTPS,’ with an ‘s’ and the end. Any site that doesn’t appear in that format is not secure for a transaction.

Be Mindful of Your Passwords

Situation: Understandably, you may want to have one password that’s uniform to all sites and it’s relatively easy to remember. Well, your data security is actually at risk if the password has been used on multiple sites for transactions.

Problem: Your passwords are the front row protectors when it comes to keeping your important data secure. Therefore, overusing them for numerous online transactions elevates the risk of being hacked. Using simple passwords is also dangerous and increases the chances of getting hacked.

Solution: Password generators come in handy in ensuring you get strong passwords that are not worth a hacker’s time to crack. Also, if you share passwords for multiple sites, take the time to change them up.

Don’t Do Transactions That Ask for Too Much Information.

Situation: There are online payment sites that will put you through a long process of information sourcing. Some may even require more information for you to complete making your orders.

Problem: Sharing too much unnecessary information on any online platform puts you at phishing risks and many more. The more information shared, the more vulnerable you become to hacking.

Solutions: Ensure you read about the site’s privacy policy before sharing any information. Also, give necessary information only. If you encounter places where sharing information is optional, kindly take advantage of not sharing and stay out of harm’s way.

Conclusion

Keeping your data and other vital information safe is the only way you can avoid cyberspace cruelty. Sticking to the best practices and seeking safe mitigation such as the above-mentioned measures will help you ramp up your cybersecurity.

How Secure is the Cloud?

Data backup and protection is imperative for any business, large or small, and the Cloud is one extremely popular and efficient method of securing and backing up relevant data on a regular basis.

What is Cloud Backup?

Cloud backup is a form of software that provides a remote and online backup service, providing an easy solution for those businesses who wish to backup their data without the need for manual backup systems. Alternatively, many use the Cloud backup as an extra precaution alongside any manual backup activity.

Cloud backup is a substantial option, as it provides easy, remote, and online access to all business data, which has been backed up, meaning the Cloud is a fast solution that can back up at high speeds, as well as provide instant access.

Cloud backup is also a key method for business data recovery, as any data stored in the Cloud can easily be restored, often at the click of a button.

What are the Benefits of Cloud Backup?

  • It avoids the need for extra business costs. Using existing software and infrastructures from dependable Cloud suppliers, like the Checkpoint Capsule Cloud, means that you can take advantage of existing and secure networks to backup your data, eliminating any extra expense for on-site data backup or supplies.
  • It’s reliable and fast. Restoration of data from the Cloud can be instant, meaning if the worst happens and data is lost, it won’t be a huge disruption to your business in having to wait for data to be restored.
  • It is a low-cost solution.
  • It saves time compared to manual backup efforts on-site.
  • It inspires more productivity. Easy Cloud backup means more time for employees to spend on other tasks rather than worrying about backup.
  • It lowers the risks and vulnerabilities associated with manual backup. A manual backup will see businesses keeping stock of tapes that have their data stored on. These physical tapes can easily be accessed, stolen, or destroyed in the event of emergencies such as fires.

How Secure is the Cloud?

With the increasing popularity of the Cloud and it being the go-to solution for data backup, it’s natural for businesses to worry that it would naturally be the first point of call for any hackers or cyber threats. This leads to questions regarding how vulnerable your data might be when stored in the Cloud.

When data is secured in the Cloud, it comes with secure encryption technology, meaning the best efforts are always maintained to protect data. Data will require specific keys and access data to be able to view business information. This means that anything stored in the Cloud is just as well protected as business data stored with adequate security and network measures on-site.

Furthermore, Cloud services can easily be upgraded based on the level of security you desire. Larger and more substantial Cloud systems can offer a broader and larger range of protection and security measures, making the Cloud a flexible and tailored solution for data storage and security needs.