Tag: isis mobile wallet

Isis mobile wallet will now support American Express Serve

This adds one more option to the limited number of cards that are currently available to use.

The joint venture Isis mobile wallet that was created through AT&T, T-Mobile, and Verizon has not been entirely popular among consumers, even after its nationwide launch in November, but the payments option is now working to overcome one of its primary barriers to adoption.

The system is now supporting American Express Serve to help to boost its cards.

One of the primary problems that consumers have had with the Isis mobile wallet is that it supported only two cards. Those are the Chase and American Express cards. This means that if a consumer wishes to try the service he or she must have one of those two cards. It won’t support regular debit cards, nor the two credit card giants, Visa and MasterCard, at the moment. This new addition could help to change that.

The latest change to the Isis mobile wallet could mean that more cards will be compatible, if indirectly.

Isis Mobile Wallet - American ExpressWith the support that the payments service will now have for American Express Serve, it will mean that there could be a roundabout way for consumers to be able to choose their favorite cards to pay for their purchases. The reason is that Serve acts as a kind of digital prepaid card that can be prepaid. This means that it can be loaded with funds from credit cards, debit cards, or a bank account. Once the funds have been added, it can be used in any location that already accepts American Express credit cards.

As Serve has already been doing a great deal better than the Isis mobile wallet, overall, particularly among business clients, it looks as though this could give the program a considerable shot in the arm in terms of its appeal to consumers and its compatibility with the types of cards that they already carry. It has also been considered to be quite helpful in terms of expense management, as it functions in the same way as cash instead of credit. It makes it easier for the user to be able to stick to a budget and pay attention to how much he or she is spending.

Mobile payments wallet, Isis, goes nationwide

The joint venture from T-Mobile, Verizon, and AT&T has now finally launched throughout the U.S.

The approach of the Isis mobile payments wallet launch was first reported by Mobile Commerce Press from the Money2020 event, and now the day has finally come in which the service has rolled out across the United States so that users will be able to use their devices to pay for their purchases.

Now the market is wondering whether or not Isis will be any more successful than its many competitors.

Although there are around 40 handsets that are considered to be compatible with Isis mobile payments, they still represent a considerable minority of the devices currently owned by Americans. This has generated significant skepticism as to whether or not the carrier backed venture will have any more luck than its primary competition, Google Wallets, which remains primary little known and little used.

Furthermore, there are many other barriers to adoption presented by this mobile payments method.

Mobile Payments - IsisEven among consumers who do have the right type of smartphones – which are exclusively Android based and require specific types of technology – using this mobile payments system isn’t merely a matter of obtaining the wallet app. Though an app is required from the Play Store in order to use the service, there is also a physical update that must be made to the device before purchases can be made.

In order to use the “contactless” mobile payments from Isis, the smartphone user with the right kind of Android device will need to head to AT&T, T-Mobile, or Verizon Wireless in order to obtain an “enhanced” SIM card in order to improve the security on the device so that it will be possible to safely use the service. Once that card has been activated, then credit and debit cards can be added to the digital wallet, and the consumer can find retailers, restaurants, and other locations which accept this form of transaction.

The number of shoppers across the United States who will actually choose to make this effort to select Isis mobile payments over others – or traditional card and cash-based methods – has yet to be seen.