Author: Lucy

Dutch banks have partnered up in order to give near field communication transactions a trial run.

Three Dutch banks have partnered together in order to run and observe a pilot program that will use NFC technology that they may then implement in order to provide their customers with mobile payments options.

This new test will involve the participation of two other large companies as well.

Both the wireless carrier called KPN, and the credit card giant, MasterCard, will be joining up with the three banks in the Netherlands in order to run the trial period. This will help them to investigate the use, success, and potential adoption rate that can be expected from a mobile wallet that is based on NFC technology in the country.

The banks involved in this NFC technology pilot program include ING, ABN Amro, and Rabobank.

The NFC technology mobile payments pilot program is expected to begin during this upcoming summer. It will involve the participation of a select group of individuals in Leiden, Netherlands. These people will be offered a mobile wallet that uses the near field communication tech in order to allow them to make payments using their smartphones.

The test itself will be conducted by Mobile Payment Netherlands, which is a venture that is backed by the three banks that are involved in this trial period. The test group of individual participants will include 1,000 people who already have accounts with at least one of the three participating banks. They will be given the opportunity to use their NFC technology enabled smartphones in order to make payments when they are purchasing products and services from various locations around their city.

The Mobile Payments Netherlands initiative through the three banks that have partnered together in this effort are what is left of the so-called “Sixpack” of Dutch banks and carriers that had initially come together in 2011 in order to build a solid infrastructure for smartphone transactions within the country. Last year, that original group fell apart, but it has partially rebuilt itself in this latest project through the smaller number of participants.

Each of the Dutch banks will be performing their own assessments of the NFC technology based pilot program in order to be able to create their unique individual strategies for mobile payments.

This feature of the self checkout in store locations has been broadened through its app for iPhones.

Walmart has been testing its mobile payments feature through a self checkout process at some of its store locations has now announced that it will be broadening the pilot program to reach 40 stores in the Denver area.

The retail giant uses QR codes generated by an iPhone app, which can be scanned at a checkout terminal.

This allows the iPhone users to scan all of their own products while the cart is being filled, and then indicate when they have picked up all of the items that they intend to buy. At that point, a unique QR code is generated, and this can be scanned by one of the self checkout terminal devices in order to complete the mobile payments transaction.

Walmart has been investigating many ways to use mobile payments and mcommerce to its best advantage.

This effort includes not only looking into ways that customers can use mobile payments, but also simply to speed up the checkout process through its “Scan & Go” iPhone app. As of yet, none of these programs have been rolled out universally to all of its locations, but these mcommerce opportunities are being tested in a number of stores in the Denver area, as well as in Atlanta, Northwest Arkansas, San Jose (California) and Portland (Oregon).

This new app lets the consumer scan the products as they are being placed into the shopping cart or basket, eliminating the need to do so at the checkout counter. Once all of the items are scanned, the iPhone app creates a list of all of the products that have been scanned, and represents them with QR codes that can be used by the readers at the checkout terminals. This allows the various traditional and mobile payment options to be presented to the consumer.

Walmart stores have been focusing heavily on mobile payments and particularly on self checkout since October 2012. It was at that time that the retailer announced that NCR would be the checkout terminal vendor for the tests as well as for the complete American rollout, which is expected by the end of 2013.