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Are Mobile Payments Safe

Not only more and more people doing their online browsing and shopping on their mobile devices, in some third world countries their affordability makes them the only choice for people who want to access the World Wide Web.

Additionally, they can be much more convenient for making transactions, due to NFC systems, and the fact that people often need to engage in ecommerce while on the go. So there is no doubt that there is a demand for a reliable mobile payment system, and that that demand will only be increasing as time goes by, as the number of people enraging in this type of transactions grows, but are mobile devices safe enough to be entrusted with your money?Mobile Payments

Well, due to a number of possible methods of payment that you may be interested in, and different devices and platforms they are using, this is not really a question with a definitive answer, but if you know what you are doing and try your best to keep your transactions as secure as possible, you shouldn’t have to worry about the safety of your transactions too much. For instance, certain types of payment practically don’t require you to give out any information apart from your cell number, so you don’t have the risk sharing your information online. Likewise, in direct, bar code payment, you are not required to trust someone with your credit card, while NFC systems are quite secure, and mostly use encoding when performing transactions.

This is to say that, in some aspects at least, mobile payments, that don’t come down to just simply entering your credit card data like you would on a PC, can be much safer than some of the more conventional electronic payment options. However, this is not to say that they are without any risk, which is why you have to take proper precautions. For instance, if you are not using a direct payment method, but instead sending data over a wireless connection, you have to make sure that you are not doing so over an unsecure, public network, like the ones you find malls, coffee shops and the like.

Additionally it would be a good idea to protect your mobile device with antivirus software. The vulnerability of the device will mostly depend on the platform it is using. For instance, iOS, which is a tightly monitored system is considered to be quite a bit more secure than the open Android, but on the other hand, that means that more developers tried to polish out the chinks in Android’s armor with security apps, you only have to take the time to find and install the ones that you feel provide you with the best protection. Most of these apps also give you a way to password protect your device, which is to say that even if you lose it, people probably won’t manage to retrieve the sensitive information that you have on there.

As mobile payments are becoming a more common method of performing financial transactions, more people are focusing on making them safer, which is to say that they are offering more security as each day goes by, but you should probably still only use this method of payment for smaller transactions, and use some of the safer methods for heavier purchases.

Article by Samuel Evans blogger and writer for “Mobile Shop” Samuel currently exploring everything related to mobile phones and gadgets.

Russian smartphone has now been released for the first time

The device, which has been called the YotaPhone, is the first one from that country and was launched in Moscow.

The very first domestically designed Russian smartphone has now been unveiled in Moscow, under the name of the YotaPhone, which has a number of features to differentiate it from a broad spectrum of competing products that are all available in the country.

The design of the device includes an always-on second screen to help it to stand out from the rest.

This brand new Russian smartphone is based on the Android operating system from Google. It has a fixed price of €499 (about $678), and will soon be launched throughout the rest of the country after its Moscow unveiling. It will also experience a launch in Germany. Some online stores in France, Austria, and Spain will also be offering this new mobile handset.

The creators have said that this first Russian smartphone is innovative for its second screen function.


The always on e-ink second screen function of the mobile device will give users the ability to save considerable battery power by being able to check their notifications without having to activate the LCD display, which requires much more energy. According to Vlad Martynov, the general director at YotaPhone, this cell phone “rethinks our relation to smartphones.” He said this at the unveiling, which occurred at one of Moscow’s contemporary art galleries.

Aside from the full color touch screen, which is typical of nearly every type of mobile phone currently being produced, the YotaPhone also features a black and white screen on its reverse, which uses the same type of electronic ink technology that is employed by basic ereaders, such as the Kindle, the Kobo, and the Nook, among many others. This screen, which uses a very small amount of energy, stays on all the time, even after the device has been shut off. This gives the user the opportunity to check messages, the time, his or her schedule, or even a map, without having to fully activate the device. This means that the design of the Russian smartphone reduces the drain on the battery by a large amount.