Tag: m-payments

The bPay compatible product has been designed to make this service available to a larger number of devices.

Case Station, a manufacturer of smartphone cases, has now created a product that enables NFC mobile payments. This product has integrated with the bPay contactless payments from Barclaycard. The goal is to make it possible for people whose smartphones are not equipped with near field communication to use the technology.

NFC mobile purchases can be done with a quick tap of a smartphone at contactless checkout terminals.

Though a large number of companies have offered NFC mobile payments transaction options, the number of smartphone users who have the technology for these services are in the minority. After all, without an NFC technology chip, the device simply isn’t compatible.

A statement from Barclaycard explained that “All the Case Station cases have been created to discreetly hold a small bPay contactless chip, which will allow users to make touch and go payments for £30 and under (US$39.73) easily and quickly without fumbling for cash or entering a PIN wherever they see the contactless symbol.”

With the NFC mobile payments compatible case, even a phone without the tech can be made compatible.

The payment giant went on to say that the Android and iOS apps for the mobile payments service will not only allow transactions to be completed but also tracked. The bPay chip is connected to a mobile wallet which can be used by consumers with Visa or MasterCard debit or credit cards registered in the United Kingdom.

In this way, consumers can add funds to their mobile wallets by way of the app or online via the bPay website. They can also take advantage of an automatic top-up function which will add funds to the mobile wallet whenever that balance drops below a chosen level.

The Case Station product is technically a smartphone protector case. They are compatible with smartphone models from the LG, Samsung Galaxy and iPhone lines. They also contain the NFC mobile payments chip necessary to use near field communication transactions. They are being sold in a range of different color and pattern options to make them attractive as well as functional.

Both PayPal and Visa announced that the credit card service would soon be available to the platform’s merchants.

Visa and PayPal have both announced that Braintree mobile payments using merchants will soon have access to Visa Checkout. Braintree is PayPal’s payment processing company catering to online companies. Some of the more notable brands using these mobile payments include Uber, Pinterest, Airbnb and Evenbrite.

With Braintree, merchants can accept a spectrum of different types of online payment options.

The Braintree mobile payments platform lets merchants accept transactions by way of a mobile app, online and in-store. Soon, it will also include Visa Checkout as an option. In this way, Visa cardholders will be able to make a payment to these merchants using any connected device. Visa Checkout is already being used by several online merchants including Walgreens, Best Buy and Starbucks.

A statement from the credit card company pointed out that Visa Checkout will bring familiarity to Braintree mobile payments.

Visa senior vice president of digital solutions, Sam Shrauger, said “With the Visa card at the center of the payment experience, Visa Checkout brings familiarity and trust to digital shopping offered by Braintree’s customers — some of the most innovative merchants driving eCommerce and mCommerce today.” He also added that Visa is “thrilled” with their new partnership with Braintree and PayPal for improving the way credit cards work on any connected device.

Merchants in the United States will gain access to Visa Checkout through the Braintree SDK in early 2017. The seamless integration of that SDK makes it possible for merchants to enable new buying experiences and payment options. At the moment, there are 14 million consumer accounts with Visa Checkout as well as thousands of merchant accounts.

This new agreement between PayPal and Visa has arrived at a time when some of the heat has eased in the rivalry between the two companies. They announced a strategic partnership in July. That brought the largest global payment network together with the biggest digital payments network. With Braintree mobile payments there will be improved choice for consumers paying with PayPal accounts. The companies feel this is taking them both “on a new path.”