Tag: australia qr codes

QR codes preferred to NFC for retail POS payment solution

An Australian financial institution has launched a mobile payments service for consumers.

Bendigo Bank, in partnership with Samsung Electronics Australia and Community Telco Australia, an Adelaide Bank telecommunication subsidiary, has released a retail point of sale (POS) mobile payment solution called “redy”, which gives consumers the capability of making a payment and even donating to a local charity by scanning unique QR codes.

Customers can make payments via their Apple or Android mobile devices.

To make a payment, consumers must first download the redy app, which is required in order to be able to scan the quick response code that is displayed on the Samsung redy tablet located at the POS. Bendigo Bank patrons can connect the redy app directly to their savings account. Those who are not clients of the financial institution can link the app to their MasterCard or Visa account.

To help ensure the security of customers, every QR code is uniquely and automatically generated by Bendigo Bank’s system each time a new transaction is processed. In addition, the receipts from transactions remain on the app, so the customer’s personal data and shopping information is not distributed to the merchant.QR Codes - Mobile Payments

Furthermore, redy is not only an efficient shopping service. In addition to enabling customers to make convenient purchases, it also rewards them with “creds”. This is a virtual currency that consumers earn in real time. The value of “creds” received per transaction is half a percent of each transaction. Customers can use this virtual money in more than one way. They can save the currency and use it at a later time to make purchases with businesses that support the redy service. They may also donate “creds” to a local initiative or charity.

QR codes seemed like a more logical solution to NFC Technology.

According to David Joss, CEO of Community Telco Australia, Bendigo Bank chose QR codes over near field communication (NFC) technology or Bluetooth low energy technology due to the fact that QRcodes can be scanned by all mobile devices, which allows more mobile users to benefit from the service. Not every smartphone on the market is equipped with the necessary tech to support NFC or Bluetooth. This makes the app more open.

QR codes on stamps digitally enhance snail mail

These quick response codes allow senders to attach video content to their letters and parcels.

Hrvatska Pošta, the Croatian mail system has already been using QR codes on stamps in order to allow the postal service in the country to be able to track the location of the mail that it is responsible for sending.

Now, Australia Post has also added these barcodes to its services, but in an entirely new way.

Where Hrvatska Pošta is using QR codes for internal functions that help them to better serve their customers, Australia Post is providing mail senders with an entirely new service. With these barcodes, customers in Australia can link them to video messages that they have recorded and then send them as stamps on physical envelopes that can be scanned by the recipient and viewed on their smartphones or tablets.

These postage stamps with QR codes are special editions and each have their own unique barcodes.

QR Codes on Snail MailThe quick response codes are printed on the envelopes for free for customers that are sending their mail through the Express Post or Express Courier International Service from the postal service. The service comes with an instruction card that signals to the recipient that this is more than just a standard barcode. It encourages them to download the Video Stamp app, for free, from the Apple App Store and from Google Play.

Those cards are attached to the packages and letters and can be peeled off by the recipient so that the directions can be followed. From the time that the letter is sent, the sender has 12 hours in which to record their video message so that it will be possible for the recipient to view the message upon receipt.

This unique use of the QR codes gives Australia Post the opportunity to bring their traditional type of shipping into the present by linking physical mail with the digital environment. This service has been released just in time for Christmas – the busiest time of the mail sending year – allowing consumers to be able to send their video messages to recipients along with cards and gifts.