Tag: mobile payments service

A number of software providers and payment terminal manufacturers have just agreed to integration.

According to an announcement from Isis, a number of new terminal manufacturers and software providers have now committed to integrate the Isis SmartTap mobile payments option into their own products.

This is considerable news as Isis has also recently revealed that it intends to launch nationwide this year.

The SmartTap protocol is only the latest of the proprietary mobile payments software specifications being used by this smartphone wallet service for leveraging NFC technology. These deployments are expected to cover a broad range of different offerings at the point of sale, according to Isis. This includes everything from unattended solutions such as vending, to point of sale terminals with high end integration.

Isis mobile payments users will be able to pay at a terminal or NFC reader that is supported.

When the SmartTap protocol is supported by a payment terminal or an NFC reader, it makes it possible for users of the Isis mobile payments wallet service to be able to pay for their purchases, redeem offers, and present loyalty cards within a single transaction, using a smartphone.

According to the Isis chief sales officer, Jim Stapleton, in a news release that was recently issued, “NFC is the international standard for mobile payments.” Stapleton added that “The proliferation of SmartTap capabilities at the point of sale takes mobile payments one step further, providing rich commerce features that offer an effortless consumer experience and drive engagement and loyalty in a way previously not possible.”

Providers that support the capabilities of SmartTap are making it possible to enable mobile payments and commerce in a broad spectrum of different environments, such as at gas pumps, public transit systems, vending machines, taxi cabs, supermarkets, retail stores, and restaurants.

Among the latest partners that are integrating the mobile payments capabilities of SmartTap into their product lines are On Track Innovations Global, Uniform Industrial Corp, PAX Technology, ID TECH, and XAC Automation corp. Those that have already integrated the capabilities into their point of sale offerings include VeriFone, Gilbarco Veeder-Root, Equinox Payments, Ingenico, and Wayne, A GE Energy Business.

The Harris Teeter grocery store chain will be testing the Paydient smartphone wallet service.

The grocery store chain, Harris Teeter Inc., has just announced that it is beginning a pilot of the white label mobile payments wallet from Paydiant, a cloud based provider of smartphone transaction services with cardless ATM access and a platform for offer redemptions.

The transaction will be tested at first at the location in Matthews, North Carolina, starting this month.

The news release from the company has indicated that this will only be a pilot to decide whether or not the mobile payments will be expanded across over 200 stores located in eight Atlantic states, in addition to the District of Columbia. The store that is being used to test the technology is located in the Matthews Festival Shopping Center on the Matthews Township Parkway.

This pilot mobile payments program will allow the store’s customers to try the digital wallet technology.

The mobile payments program is being called HT Express Pay at the grocery stores, and will allow consumers to pay for groceries that they purchase online. The transaction is processed within the vehicle of the customer while they are stopped in the Express Lane curbside pick up locations.

To try the mobile payments option, the Harris Teeter customer must first download the wallet into his or her Android or iOS based smartphone. A payment card must then be linked to the wallet. Once they have arrived at the Express Lane to pick up the groceries that they ordered online, they use their smartphone and the app to scan a QR code that an employee will display by way of a Verifone handheld point of sale device.

Once the QR code has been scanned, the customer uses the mobile payments app on his or her own device to choose the registered payment card with which he or she wishes to complete the transaction and then taps the screen on the “pay” button. The transaction is completed and a digital receipt is instantly sent to that device. Harris Teeter is hoping that it will soon be accepting other digital wallets powered by Paydiant by the end of the year in the same way.